INDEPENDENT THINKING. LONG-TERM INVESTING.
Getting rich
slowly.
Living freely.
Understand the businesses you own. Know what you’re paying. Build the patience to let time do its work.
Research, practical education, and a community for the long run.
STOXARA / RESEARCH WORKSPACE
A business before a ticker.
The long-term investor’s perspective
Company · Moat · Metrics · Valuation
Business quality
Understand the moat
Valuation discipline
Allow for uncertainty
Illustration of the research process, not actual financial data.
01 · Know the company 02 · Identify the moat 03 · Study the numbers 04 · Seek a margin of safety
A PROCESS YOU CAN REPEAT
Invest with understanding.
Build conviction over time.
Start with the business. Study its strengths, understand its numbers, and decide what you’re willing to pay.
Know the company
Understand how it earns money, who its customers are, and what could change its future.
Identify the moat
Look for lasting advantages that help a business defend its position against competitors.
Study the numbers
Examine growth, profitability, cash flow, and debt to judge the strength behind the story.
Respect the price
Estimate value using reasonable assumptions, allow for uncertainty, and stay patient.
THE M.I.N.D.S. FRAMEWORK
A clear process.
A patient mindset.
Good investing takes more than finding a promising company. It takes independent thinking, disciplined research, and the patience to let a sound decision play out.
Learn with IncomeTelligence →Build your own conviction.
Understand what you own and why you own it. Use research to form your judgment.
Let the process guide you.
Apply consistent standards to business quality, financial strength, and valuation.
Give compounding time.
Stay focused on the long term. Revisit your thesis as the business changes.
LEARN. PRACTICE. GROW.
Choose your next step.
Build your investing knowledge at your own pace, with a community that shares a long-term perspective.
START EXPLORING
Starter
Get acquainted with our approach to investing.
A place to begin.
- Free community access
- Public investing content
- An introduction to our approach
Registration link coming soon.
BUILD YOUR FOUNDATION
Wealth Builder
Develop the knowledge and discipline to invest for the long term.
Or $60 every 3 months.
- Investing education with video and written lessons
- Private investing community
- My personal buys and sells, with fair value estimates and the reasoning behind them
- Business analysis and valuation discussions
- A structured approach to investment research
EXPAND YOUR TOOLKIT
Wealth Compounder
Build on your investing foundation with practical options education.
Or $75 every 3 months.
- Everything in Wealth Builder
- Options education with video and written lessons
- Cash-secured puts and covered calls
- Options strategy and risk discussions
Paid memberships renew automatically at your selected billing interval unless canceled. Cancel before your next renewal to avoid another charge. Access continues through the end of your paid term.
Education only. Investing involves risk, including loss of principal. Membership does not guarantee investment results.
EXPERIENCE. PERSPECTIVE. PURPOSE.
Build wealth.
Create freedom.
Make a difference.
IncomeTelligence grew out of lessons learned through work, business ownership, and decades of investing.
My journey took me from manual labor to becoming a department director, then a business owner. I retired at 55. Along the way, I learned that building wealth takes patience, discipline, and a willingness to keep learning.
I created IncomeTelligence to share that experience—to help others understand their investments, think independently, and make decisions with greater confidence.
The goal is freedom: more control over your time, more choices in your life, and the ability to help others.
Learning with a larger purpose.
After expenses, membership proceeds support the Sralanh Project. Your learning helps support work that reaches beyond investing.
Sunny So · Founder, IncomeTelligence
BEFORE YOU JOIN
A few common questions.
Find the membership that fits what you want to learn.
Do I need investing experience?
You can begin with the fundamentals. Our approach emphasizes understanding businesses, learning how to evaluate them, and developing a disciplined investing mindset.
Which membership should I choose?
Wealth Builder focuses on long-term investing. Wealth Compounder includes Wealth Builder and adds options education, including cash-secured puts and covered calls. Starter lets you explore the free community.
Do you share your own buys and sells?
Yes. In the private Telegram community, I share my personal buys and sells, fair value estimates, and the reasoning behind my decisions. These discussions support your learning. Each member makes their own investment decisions based on their goals, time horizon, and risk tolerance.
How does membership billing work?
Choose annual billing or billing every three months. Wealth Builder is $180 per year or $60 every three months. Wealth Compounder is $240 per year or $75 every three months. Paid memberships renew automatically unless canceled.
Can I cancel automatic renewal?
Yes. Cancel before your next renewal to avoid another charge. Your access continues through the end of your paid membership term.
Does membership guarantee investment returns?
No. Investing involves uncertainty and the risk of losing money. Educational examples and past results do not guarantee future performance.